Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.
Home-sharing platforms have traditionally been a bit of a rewards black hole. There are typically few ways to earn or redeem points for services such as Airbnb outside of standard credit card earnings or cash-back redemptions. And credit card perks for homestays or short-term rentals are available, but not standard.
Amex is changing this by adding Airbnb bookings to its Amex Travel™ site and Airbnb benefits to cards such as the American Express Platinum Card® and The Business Platinum Card® from American Express.
With these additions, Amex is also adding a subtle change to how you redeem a key statement credit on the Platinum and Business Platinum. Here's what you need to know about these changes and what they mean for you — plus information on new coworking space benefits for the Business Platinum.
You can't beat the Amex Platinum Card's airport lounge access, which includes Amex Centurion Lounges, Delta Sky Clubs, Escape Lounges and more. (Enrollment required)
You may be eligible for as high as 175,000 Membership Rewards® points
See rates and fees, terms apply. Read our Amex Platinum Card review. The American Express Platinum Card® Welcome Offer: To view your personalized offer, you must first submit an application. If approved, you will: (1) receive your Welcome Offer details, (2) have the option to accept the Card with that offer, (3) be required to spend $12,000 on eligible purchases within the first 6 months of Card Membership, and (4) earn Membership Rewards® points. Welcome offers vary and you may not be eligible for an offer. If you're approved and accept your offer, a credit check may be conducted, which could impact your credit score. Terms apply.
The American Express Platinum Card® is a premium card loaded with annual statement credits, entertainment benefits, extensive airport lounge access, elite status perks and more. (Enrollment required for select benefits mentioned)
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
Senior reporter Jason Stauffer can answer your questions about how to make the most of your credit cards in his weekly Points Pro column. Submit yours here.
You can now book over one million Airbnb listings through American Express Travel®. This is good news for Amex cardholders, because you can take advantage of the elevated earnings on Amex Travel™ bookings.
Amex Platinum and Business Platinum cardholders will also earn 5X points on prepaid Airbnb bookings you make through the Amex Travel™ platform.
The Platinum and Business Platinum Cards' up to $600 annual hotel credit is now a lodging credit and applies to prepaid Airbnb Luxe bookings of two nights or more. You'll still receive up to $300 in statement credits semi-annually.
While this is a nice addition, the two-night minimum stay requirement to qualify for the lodging credit will also apply to prepaid American Express Travel® using the Platinum Card®.
*The Hotel Collection requires a minimum two-night stay. Effective January 1, 2027, Fine Hotels + Resorts® bookings will require a minimum two-night stay to be eligible for the $600 Hotel Credit. , or Fine Hotels + Resorts®, bookings beginning Jan. 1, 2027. Until that time, you can earn the credit with a one-night prepaid FHR stay.
Previously, only stays booked through The Hotel Collection needed a stay of at least two nights to utilize the credit, but Fine Hotels + Resorts had no such requirement. Now, both will require at least two nights, which restricts some of the previous flexibility.
Both consumer and business cardholders can now get up to $250 in annual Airbnb Experiences booking statement credits. So long as you book a prepaid Airbnb Luxe stay with Airbnb through AmexTravel.com or the Amex Travel App™ with your card, you can access the credit.
This credit isn't directly applicable to your room and board, but it can help you enjoy your time at the location. Airbnb Experiences range from visiting cultural landmarks like the Empire State Building to going on curated food tours.
In other Amex news, Business Platinum cardmembers now receive a complimentary American Express® ZO membership from Tishman Speyer. You can access over 20 ZO Clubhouse or Studio spaces across the U.S., specifically in New York, Boston, Washington, D.C., Chicago, San Francisco and Los Angeles.
The Business Platinum Card from American Express' welcome bonus is one of the most valuable offers available right now.
You may be eligible for as high as 300,000 Membership Rewards® Points
See rates and fees, terms apply. Read our Amex Business Platinum review. The Business Platinum Card® from American Express Welcome Offer: To view your personalized offer, you must first submit an application. If approved, you will: (1) receive your Welcome Offer details, (2) have the option to accept the Card with that offer, (3) be required to spend $20,000 on eligible purchases within the first 3 months of Card Membership, and (4) earn Membership Rewards® points. Welcome offers vary and you may not be eligible for an offer. If you're approved and accept your offer, a credit check may be conducted, which could impact your credit score. Terms apply.
The Business Platinum Card from American Express is a premium business card loaded with statement credit offers for business services and travel that help justify its steep annual fee.
The exact value of this benefit depends on how often you visit the coworking spaces or take advantage of the passes. You'll have unlimited access to ZO Clubhouses and four guest day passes per week. For Studio locations, you'll get four complimentary day passes per month.
This partnership also brings a new statement credit opportunity. Business Platinum cardholders can get up to $500 in statement credits per eligible card account each calendar year toward event space bookings at ZO or Studio locations. The credit also applies to the purchase of a Dining Club membership with your card.
If you're a remote worker looking to get out of the house or a small business owner seeking a coworking space, these new benefits could be a great opportunity.
At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every personal finance article is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of financial products. While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics.
Catch up on CNBC Select's in-depth coverage of credit cards, banking and money, and follow us on TikTok, Facebook, Instagram and X to stay up to date.
For rates and fees of the Business Platinum Card® from American Express, click here.
For rates and fees of the American Express Platinum Card®, click here.